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"The dynamic schema feature [lets us build the UI for our users without writing code] - It's massive for what I build and how I build it."
From Daniel
Q4 starts tomorrow, and I think it's the most important quarter of the year to get right. The decisions you make in the next three months will decide whether you're ahead of the competition in 2027 or catching up to it.
What’s New
Elphi is releasing a first-of-its-kind, no-code integration builder. Our dev team built a tool that lets Elphi admins spin up a new vendor integration IN MINUTES without writing a line of code:
1. Upload the vendor's API docs
2. AI reads them and pulls out every data point
3. Creates any fields Elphi doesn't have yet
4. Builds the API calls and maps both the request and the response
5. Builds the screen the end user sees on the loan
Some vendors aren't a simple request and response. You submit, wait, check status, then pull the report. For those, there's a drag & drop canvas where you build the flow step by step.
We spent most of 2026 rebuilding Elphi's data layer so we could accelerate how we use AI. No other loan origination system can do this. Check it out in the video below 📽️
Signal from the Market
The tech-hiring trend continues.
In the past couple of weeks, many of our clients have started hiring more tech people. It's a smart move - a strong tech team adds real value on today's open platforms.
When you work with open technology built on APIs and clean data, you don't need a certified Encompass or Salesforce admin. A new generation of engineers can make a real impact, as long as you help them understand the business. Finding that balance is key.
What’s Coming
Elphi AI usage grew 47% from July to September, and acceptance rates have nearly quadrupled in some implementations.
Three things drove it:
1. Fine-tuning where AI runs automatically and where users trigger it
2. Embedding underwriting and processing guidelines directly into AI workflows
3. Training teams to adapt to a new way of working
Elphi AI extracts the relevant information, checks it against guidelines, and flags gaps or inconsistencies right away. Teams spend their time reviewing exceptions and making decisions.
Next month, we're doubling down on more high-value AI features.
Want to join a product group leading AI implementation? Shoot me a note.